The ‘Card Tarts’ Guide to Balance Transfers
Posted on July 26, 2008 - Filed Under Finance | Leave a Comment
Hannah Callen explores the credit card industry’s nickname ‘card tarts’ and explains how customers who transfer balances from one deal to the next can save money.
There is a new type of credit card user that has appeared over the years and that is the fickle money-conscious person known pejoratively as the ‘card tart’. A card tart is a person who continually transfers their current credit card balance onto another card in order to reap the reward of a lower interest rate, or ideally, a 0 percent balance transfer period. A true card tart won’t stop there though for as soon as the new offer period has expired they will leap frog once again. Although it may sound time consuming, requiring the card user to keep an obsessive eye on expiry dates, it is possible to save considerable amounts of money and make credit cards work for you.
Home Equity Loan - Making It Count
Posted on July 17, 2008 - Filed Under Finance | Leave a Comment
Here are some tips to maximize the benefits gained by using a home equity loan. No loan should be entered into lightly. These tips make sure you get your money’s worth.
Because a home equity loan is such a major financial undertaking, it is understandable that most homeowners will not want to go through the hassle any more often than necessary. For this reason, if you are considering a loan on the equity that you have accrued on the value of your home, you will want to make sure that each dollar you borrow has maximum utilization. Choosing this type of loan has the advantage of providing sizable amounts of cash on fairly short notice, but it is still important to make sure your efforts are totally effective from a financial standpoint.
Should You Apply For A Credit Card If You Do Not Already Have One?
Posted on June 8, 2008 - Filed Under Finance | Leave a Comment
If you do not yet have a credit card then you may well be wondering whether you should perhaps apply for one. This is of course very much a personal decision but here provide a little information to perhaps help you to make a decision.
Credit Repair and the Hidden Power of Credit Cards
Posted on June 7, 2008 - Filed Under Finance | Leave a Comment
There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also hold the key to higher credit scores and speedy credit repair success, if you know the secret.
The Growing Importance of Your Credit Score
The Use And Abuse Of Online Banking
Posted on May 26, 2008 - Filed Under Finance | Leave a Comment
In today’s world, online business banking services, along with credit cards are a necessity for every business person.
Nowadays everything can be done online. You need to keep your eyes open as to the resources available on the internet on the various financial options. It is so easy and without a problem. You have to log in to your online banking account and look for the online interest checking options. The online account is kept secure and private from internet theft which is a common feature. Online interest checking helps save the time you take to go to the bank and check the interest manually or perhaps wait for the quarterly savings account statement. You can spend this time for doing something fruitful about yourself or for any other activity.